Benefits Insurance Group  offers mutiple products and a variety of plans from many carriers to provide Life Insurance, Disability, Long Term Care, Limited Medical Benefit Plans, and Critical Illness. Supplemental plans can be payroll deducted for employees and offer employers another benefit that is offered at work. Many of these programs qualify under Section 125 of the Internal Revenue Code, meaning premiums can be pre-tax.

 Life Insurance

Term insurance coverage for employees which provides a death benefit payable to the designated beneficiary.  Dependents may also be covered with death benefits payable to the employee. 

Accidental Death and Dismemberment

Provides a benefit in the event of accidental death or loss of limb.

Short Term Disability

Provides a weekly disability benefit to the employee for a period of usually up to 26 weeks.

Long Term Disability

Provides a monthly disability benefit to the employee for an extended period fo time.

LTC (Long Term Care)

These plans provide independence and benefits when plans of care require skilled, intermediate, and home health care.

Limited Medical Benefit Plan

Targeted for part time and low-wage employees without access to quality health care, these plans offer Accidental Death & Dismemberment, Medical Expense, and Supplemental Medical Expense coverage at very affordable rates.

Critical Illness

Provides Lump sum benefits for heart attack, organ transplant and other life threatening conditions. Lump sum benefits for cancer are also available for inclusion at the group level.